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Medical Offices of Manhattan
Why Your Credit Card Matters in Health Plans!

Demystifying In-Network Deductibles and Co-insurance Charges

Managed care plans have become a key part of inexpensive and complete medical treatment in today’s health care system. Whether they are Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs), these plans take an organized approach to medical services. This lets people get good care while keeping out-of-pocket costs to a minimum.

Managed care plans develop an in-network pool by contracting with healthcare providers. This network provides pre-negotiated, affordable services to plan members. As a safety measure, this card policy lets the provider charge deductibles and co-insurance directly, simplifying payment and helping plan holders and providers control expenses.

Plan members pay in-network deductibles and co-insurance. The service type determines these fees. The provider may handle these charges without continuously seeking manual payments from the plan subscriber by maintaining a credit card on file. This automation streamlines claim processing and minimizes administrative hassles.

By agreeing to this rule, people can get the most out of their managed care plans and be sure they can get good health care without causing excessive financial stress. For more information visit: