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Does my insurance cover skin exams?

A skin check, also called a skin cancer screening, is a way to find some types of skin cancer before they get worse. As part of a yearly skin check, a dermatologist will look at your head, face, back, arms, hands, feet, eyes, eyebrows, ears, fingers, and toes. Read on to learn why skin checks are important and to find out if your insurance may pay for them.

How are skin exams conducted?

In the course of your skin inspection, your doctor will look for any abnormally shaped or colored markings, such as moles or birthmarks. On top of that, they will pinpoint any spots that need constant monitoring.

Why are skin exams important?

Skin cancer affects a lot of the millions of people in the US who are identified with cancer every year. Basal cell carcinomas and squamous cell carcinomas are the two types of skin cancer that happen most often. The most deadly kind of skin cancer is melanoma. A new black spot on the skin may emerge out of nowhere, or it may begin as a mole.

People who are quickly treated after being told they have non-melanoma skin cancer generally have a good outlook and live normal, healthy lives. But if you don’t treat these skin tumors, they could cause serious localized symptoms like bleeding and pain. Damage to the underlying and surrounding skin tissues, including the ears, nose, and eyes, may occur as a result of these symptoms.

Isn’t it all covered by insurance?

A skin cancer test that is part of a yearly checkup could be seen as a way to keep people from getting it. Many health plans cover skin cancer tests as part of an annual wellness check. This is a good sign because it means your insurance might pay for some or all of the test. Get in touch with your insurance company to find out if they allow yearly skin checks. In general, though, health plan rules may be different for each person.