Before you can get coverage for a prescription medication via your insurance carrier, you will often be required to go through the process of obtaining prior authorization. In spite of the fact that prescriptions that are included on the list of recommended medications, do not need prior permission, your health insurance provider is required to evaluate the medical requirements of a significant number of medications before they will cover them. This includes GLP-1 weight loss medications. If your request is approved, your out-of-pocket cost depends on the details of your plan.
According to Yoshua Quinones, MD, an internist at Medical Offices of Manhattan, there are a few things that you, as a patient, may do to make the procedure smoother. Read the articles here and here.